Hussaria GroupWills and estate planning
Your wishes,
recorded clearly
UK compliant wills and basic estate planning. The purpose is simple: that the people you care about are not left guessing at the worst possible moment.
What this covers
Wills and basic
estate planning
This is deliberately a defined service rather than an open ended one. Where a case needs specialist tax or trust work beyond that scope, we will say so and point you to the right professional.
A UK compliant will
Recording who inherits, who is responsible for carrying out your wishes, and who would look after any children under eighteen.
Reviewing an existing will
Wills commonly stop matching the household after a marriage, a separation, a new child or a property purchase. A will that no longer fits can be worse than none.
Basic estate planning
Understanding what forms part of your estate, what passes outside it, and where a straightforward change now avoids a difficult position later.
Alongside your protection
How a life policy is written affects who receives the money and when. It is worth looking at the will and the cover together rather than separately.
Scope. This service covers the preparation of UK compliant wills and basic estate planning. It does not include the administration of an estate, contentious probate, or specialist tax planning.
Why it matters
What happens
without one
If you die without a valid will in England and Wales, your estate is distributed under the rules of intestacy. Those rules apply regardless of what you would have wanted and regardless of what you had told anyone.
Unmarried partners are not automatically provided for
Under the intestacy rules in England and Wales, a partner you were not married to or in a civil partnership with has no automatic entitlement, however long you lived together.
Someone still has to make the decisions
Without a will, who administers your estate is determined by a fixed order of priority rather than by your choice.
Arrangements for children are left open
A will is where you record who you would want to look after children under eighteen. Without it, that is decided for you.
Delays fall on the people grieving
The practical work of an estate does not pause. Clear instructions reduce both the time it takes and the scope for disagreement.
Common questions
Will
questions
The questions people usually want answered before they are willing to sit down and talk about it.
How long does it take?
The conversation that establishes what you want is usually the longest part, and it is rarely more than an appointment or two. Drafting follows from that.
I already have a will. Does it need looking at?
It is worth checking if anything significant has changed since it was written, particularly a marriage, a separation, a new child, a property purchase or a death among the people named in it. Marriage in particular can revoke an earlier will in England and Wales.
Does a will cover my pension and life policies?
Often not. Pensions and many life policies pass outside the estate, to whoever has been nominated or to the trustees. That is why the two are worth reviewing together, because a will alone may not direct where the largest sums actually go.
Do you handle probate?
No. This service covers preparing a will and basic estate planning. Administering an estate is separate work and, where it is needed, we would refer you to a firm that is set up to do it.
Get it recorded properly
A short appointment is usually all it takes to establish what you want and what needs to be documented.